SERVICE 1ST CREDIT UNION
#1 AVENUE D

GREENVILLE, TX 75402
PH 903-457-4686

YOUR CREDIT UNION SHARE DRAFT/CHECKING ACCOUNT

Credit union share draft/checking accounts offer the convenience and options found in other checking accounts, plus more. If you haven't seen the benefits of a credit union share draft/checking account yet, you owe it to yourself to make the comparison.

The convenient carbonless duplicates of your share draft/checks provide you with easy record-keeping. Since you have a duplicate copy, you won't forget the details of a share draft/check, which make balancing your account easy. If you would like a copy of your original share draft/check, the credit union will be happy to provide you with one (fees may apply).

To open a share draft/checking account you must be able to provide the credit union with a permanent address. A P.O. Box is an acceptable address if it is in your name.

Experience the convenience of direct deposit. Your direct deposit can be distributed to your share account, dependents share accounts, a loan payment, as well as your share draft/checking account.

Overdraft protection is available on most share draft/checking accounts. This service transfers funds from your other accounts if there are insufficient funds to cover your share draft/check. There are two accounts to choose from the ADVANTAGE CHECKING or the CLASSIC CHECKING. (To find out more information on the two accounts click on the previous links.)

Members, who are 55 years or over, may request to be exempt from the monthly service charge but will be subject to all other applicable fees.

IMPORTANT INFORMATION:

PROCEDURES FOR OPENING AN ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license and other identifying documents.

Please call or come by the credit union if you have a question. We look forward to opening a share draft/checking account.