SERVICE 1st CREDIT UNION
#1 AVENUE D
GREENVILLE, TX 75402
(903) 457-4686

Service 1st Credit Union Rates & Dividends
are subject to change without notice.

Some deposit accounts may have a penalty for early withdrawal.

Contact the Credit Union for current rates.

All deposit accounts are insured for up to $250,000.00 by the National Credit Union Administration (NCUA).

LOAN RATES

Loans are subject to credit approval.
Certain restrictions may apply.

LOAN TYPE MAXIMUM TERM INTEREST RATE*
New Vehicle up to 94 Months 2.00% to 10.00%
Used Vehicle up to 82 Months 4.00% to 10.00%
Signature up to 36 Months 6.00% to 15.00%
Farm Equipment
Less than 2 yrs old
up to 72 Months 5.00% to 10.00%
Farm Equipment
2 yrs & older
up to 60 Months 6.00% to 12.00%
Travel Trailers (under 20K) same as vehicle loans above same as vehicle loans above
New Travel Trailer/
Motor Home (over 20K)
same as vehicle loans above if term is 82 months or less same as vehicle loans above if term is 82 months or less
Travel Trailers/
Motor Homes
over 20K.
All closed end
7 year financing 4.75% to 10.00%
Travel Trailers/
Motor Homes over 20K.
All closed end
up to 15 year financing 6.00% to 14.00%
New Motorcycles
Used Motorcycles
up to 48 months
 
3.00% to 10.00%
4.00% to 13.00%
Boat Rigs
All Closed End

up to 36 months

13.00% to 14.00%
     

*Annual Percentage Rate

MASTERCARD (REGULAR) CREDIT CARD RATE -8.0% APR*

MASTERCARD GOLD CREDIT CARD RATE - 6.0% APR*

 

SHARE/SAVINGS AND CHECKING ACCOUNT RATES (LAST DECLARED RATE*)

*RATES ARE DECLARED AT THE END OF THE QUARTER

ACCOUNT TYPE DIVIDEND
RATE*
ANNUAL
PERCENTAGE
YIELD (APY)
MINIMUM
OPENING
BALANCE
DIVIDEND
COMPOUND
PERIOD
ShareSavings 0.15% 0.15% $ 5.00 Quarterly
IRA Share Savings 0.15% 0.15% $ 5.00 Quarterly
Classic Checking None None $25.00 Monthly
Advantage Checking 0.00% 0.00% $25.00 Monthly

TERM SHARE (CERTIFICATES)**

Beginning March 16, 2011, term share rates are applicable to renewals only.

The Credit Union is currently not opening
NEW TERM SHARE ACCOUNTS.

TERM


INTEREST
RATE*

ANNUAL
PERCENTAGE
YIELD(APY)
MINIMUM
OPENING
BALANCE
 
DIVIDEND
PERIOD

 
         
         
12 Months 0.10% 0.10% $2,000.00 Monthly
18 Months 0.15% 0.15% $2,000.00 Monthly
24 Months 0.20% 0.20% $2,000.00 Monthly
         

*Rates are subject to change.
Please contact the credit union to verify current rates.